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Five Things to Know About Verifying Rental History for a Mortgage Application

Part of the mortgage application process is to verify the history of your current housing expenses, whether it is a mortgage or rent payment. The bank wants to see that you have been
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Are you thinking of living in Stowe, Vermont?

Realtor Thursday   A conversation with Teresa Merelman, Stowe Realty, Stowe, VT Stowe, Vermont is known as a 4 Season Resort Town located in the northern part of the State.  It became
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FHA Starts No Collection Account Rule July 1, 2012

Mortgage Monday There have been many changes in FHA regulations in the past few years. They have changed (increased) lots of fees including the Mortgage Insurance Premium (MIP) amount
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Are You Thinking of Living in Carroll County, MD?

Realtor Thursday   A conversation with Diane M. Phillips, REALTOR® with Frankly Real Estate, Inc. of Carroll County, MD. Welcome to Carroll County, Maryland: feel right at home…I
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HabitChanger.com – Break Your Bad Habits in Just 42 Days

Technology Tuesday Most of our everyday lives are habitual and without conscious decisions about these tendencies, they become very hard to break. But whether they are good or bad,
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FHA increases MIP: will it kill the housing recovery even more?

Mortgage Monday FHA is increasing the upfront mortgage insurance premium (MIP) from 1% to 1.75% of the loan amount as of April 9th, 2012.  The increase is being used to help refund the
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Are You Thinking of Living in White Plains, NY?

Realtor Thursday   A Conversation with Ruthmarie Hicks, Realtor with Keller Williams NY Realty of White Plains, NY White Plains is often thought of as a microcosm of New York City.
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Should I take out a mortgage for my dog’s house?

Sometimes we just don’t feel like talking about the trials and tribulations of real people’s mortgages. I know this is a bit unusual, but some people do have a problem deciding how to
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Are you thinking of living in Red Hook, New York?

A Conversation with Jennifer Fivelsdal, JFIVE Homes Realty LLC, Red Hook, New York   Red Hook is small town located along the Hudson River in the northern part of Dutchess County
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The Timing of your Mortgage Approval

Mortgage Monday Getting a mortgage these days is super tough and can be a long and frustrating experience. Even though rates are low and do not seem to be showing signs of rising, the
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