Did you know that your credit score is used not only to qualify you to borrow money, but to get insurance, a job and even open a new checking account?  Did you know that by keeping the amount you owe on a credit card just under 50% of the high balance allowed, you can improve your score?

We explain the five worst things you can do to kill your credit score and what you can do to reverse the negative effects quickly and easily. It is not easy to have a perfect credit score these days but knowing just few things not to do and how to reverse them; you can get that score up gain in no time.