RETURN TO HOME
In order to maintain sustainable home-ownership, FNMA and FreddieMac have raised their lending standards again. This means that in this deteriorating housing market, they are
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The Robyn Report
The Robyn Report is a mash up of articles, reviews and interviews about all things real estate. We have tons of guidelines and tips about the new rules for mortgages and how to buy or sell a house. With all the new technology out there, you need to be updated on the latest apps, websites, programs and software to make home buying easier. We continue to search the universe to find the latest and greatest geek stuff out there! And of course, we write the books, hence we think all consumers should read the books, so we often have book reviews and interviews with the authors. Knowledge is power. Use it!
Mortgages: A Windy Wall We Walk
What a long and windy wall this mortgage business is making us walk on! Rates are up and down every day, with such extreme volatility that it makes it impossible to predict where they
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Coops Will Not Be Eligible For Jumbo Conforming Loan Increases
Will the city slicker benefit from the temporary increase in conforming loan limits? As we heard, the conforming loan limit now referred to as the Jumbo Conforming Loan Limit will
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Jumbo Conforming Mortgages: Here and Right Around The Corner
The Jumbo Conforming Loan is Here and Right Around The Corner.
If you have not heard here or in the world of news, the Government is temporarily increasing loan amounts so, more people
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More Mortgage Loan Programs Go Away Today
I cut and paste below a list of products that have been eliminated by a major lender today. Here is part of the problem. The notice came out this morning, that due to the turbulence in the
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Where is The Mortgage Market Headed?
People ask me if I think the turbulence in the market is over. My answer is typically, it has only just begun. Clients ask why it is taking so long to obtain approvals or even get a loan clear
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PMI Gets Harder To Get For Mortgages
Some more trouble with Private Mortgage Insurance (PMI), which will lessen the availability of mortgages to people who need to borrow over 80% of the value of the home. There are currently
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Mortgage Insurance Takes A Bite Out of Real Estate
For those of you that have been following the mortgage industry nightmare, the next part of the puzzle to be thrown in the toilet is Mortgage Insurance. I have several entries within
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Why Are Mortgage Rates Going Up and NOT Down?
Why have the 30 year fixed rates gone up rather than down in the past two weeks?  Many reasons all pointing to inflation seem to be the answer. When the Fed lowers short-term interest
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FNMA Declares Some Real Estate Area Values As “Soft”
With growing concern that the real estate values will be going down further across the country, FNMA and lenders will be analyzing the regional areas and labeling them as stressed
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