The Robyn Report is a mash up of articles, reviews and interviews about all things real estate. We have tons of guidelines and tips about the new rules for mortgages and how to buy or sell a house. With all the new technology out there, you need to be updated on the latest apps, websites, programs and software to make home buying easier. We continue to search the universe to find the latest and greatest geek stuff out there! And of course, we write the books, hence we think all consumers should read the books, so we often have book reviews and interviews with the authors. Knowledge is power. Use it!

FHA Increases Borrower Costs Based on FICO score

Â Â Â As you know, a few months ago FNMA changed the way they price out mortgages based on your FICO score (credit rating).Â The lower your score, the more they charged you. This is
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Citibank cries, we have one dollar left. Who wants it?

With the Bill still on the Hill, the markets are in a tizzy. Nobody knows where it will land come Thursday, when the recess is over after the Jewish Holidays. (Great timing, Uncle Sol!)
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Bailout Flops: Mortgage Rates Fly

Â Everybody is talking about the Big Bailout!Â I received calls from journalist today asking my opinion about how the bailout will affect mortgage rates.Â I had frantic calls from
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The Gov’t Gives and Takes On Mortgages

Â While the government is hashing out how to save Wall Street/Main Street, they are quietly pulling back on their own lending. Â Canâ€™t really blame them for wanting to run scared,
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Interest Rates Fluctuate as Politicos Cry and Finger-point

Interest rates will fluctuate enormously over the next few weeks.Â Due to the volatility in the global markets and the political environment circling the banking industries, banks
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No-Income Verification Mortgages Still Around

Stated income jumbo loans (over 417,000) are still around. Yes they are!Â Â I cannot predict how long, but I can tell you HSBC has a great loan. Citi and Bank of America do too.Â There
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Interest Rates and Re-pricing

What to do if you locked in your interest rate and they go down (after that)Â enough to really piss you off? Â You call your lender and negotiate a reprice. How does a reprice work?Â
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Mortgage Rates Rise With Fed Non-action

Â Â Â You would think with all of the turmoil interest rates would be going down.Â At least that is what the mass media is telling my clients on the boob tube. Â Well, they are wrong.Â
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Mortgage Rates at 6%: Close but Not Yet

I received several emails from clients wanting confirmation that the national mortgage rates are now below 6% for a 30 year fixed. Several called insisting that I lock them in today!
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Private Mortgage Insurance Increases Again!

PMI (Private Mortgage Insurance) is required when a mortgage is over 80% of the value of the home.Â This is obtained by the banks on behalf of a borrower and paid for by the borrower whether
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Dale Robyn Siegel
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