The Robyn Report is a mash up of articles, reviews and interviews about all things real estate. We have tons of guidelines and tips about the new rules for mortgages and how to buy or sell a house. With all the new technology out there, you need to be updated on the latest apps, websites, programs and software to make home buying easier. We continue to search the universe to find the latest and greatest geek stuff out there! And of course, we write the books, hence we think all consumers should read the books, so we often have book reviews and interviews with the authors. Knowledge is power. Use it!

Remember the 80-10-10 mortgage?

Remember the 80-10-10 mortgage? A great invention created to borrow more money or to avoid paying private mortgage insurance. Well, the first and second mortgage combos have almost
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verify social security numbers for mortgage applications required

As predicted, we end the week on a high note-with lower interest rates. Whew, people where getting a little cranky around here! The Treasury had a good bond sale yesterday, oil prices
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Bad bonds day for all

The treasury had a bad sale dayÂ for bonds. They thought that investors would come out of the woodwork to buy the 10 year bonds and they did not. Thus, the government had to increase the
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Hats off to common sense mortgage underwriting!

I must honor Vicki, from Wells Fargo, for approving a very tough mortgage using good old common sense underwriting. Â When Vicki called and told me, a very important clientâ€™s mortgage
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Where are mortgage rates headed?

Â What castle is this and where is it located? Â Â Â Â Â I had three conversations today: Â 1.Â Â Â Client: Oh my God, rates are skyrocketing!Â My cousin told me that rates are
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Pending homes sales rise: but will the deals close?

The talk of the town, the times and the cocktail parties this week is that home sales are getting stronger around the country. However, a sale is not a sale until the â€œfat lady sings.â€
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What is the real deal on the $8,000 tax credit?

A client asked me if they qualified for the $8,000 tax credit if she and her husband bought a home together. She already owns a home and he would be a first-time homebuyer. Â The rules
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5 things to know before you refinance your current mortgage

Â Â When refinancing a mortgage these days, it seems to be not who you know, but WHAT you know! Â The days are over when you heard cocktail conversations like: â€œyou have got to call
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Using bonus income to qualify for a home loan

Â Â Â Â Many people get paid as part salary and part bonus income. To the employee, it does not matter as long as it all adds up at the end, to the employer it is calculated differently
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Your loan officer: donâ€™t shoot the messenger!

Â Â Now that the real estate and mortgage markets have totally collapsed, it is a good time to really ponder what kind of people you are dealing with when getting your home loan. Quite
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Dale Robyn Siegel
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