RETURN TO HOME
As always, self employed mortgage applicants have to provide proof of their employment in order to obtain a mortgage. This is done by a letter from the person’s CPA, a copy of a license
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The Robyn Report
The Robyn Report is a mash up of articles, reviews and interviews about all things real estate. We have tons of guidelines and tips about the new rules for mortgages and how to buy or sell a house. With all the new technology out there, you need to be updated on the latest apps, websites, programs and software to make home buying easier. We continue to search the universe to find the latest and greatest geek stuff out there! And of course, we write the books, hence we think all consumers should read the books, so we often have book reviews and interviews with the authors. Knowledge is power. Use it!
FNMA Writes New Rules for Mortgages as of December 13th
They say that: He who has the gold, writes the golden rules! This is true. FannieMae (FNMA) is the largest purchaser and servicer of mortgages in the U.S. and presents the guidelines
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How to Avoid the Real Estate Closing from Hell
Getting a mortgage has drastically changed over the last two years for the borrower. Not only is qualifying for a loan much harder, but getting through the process has become arduous
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Where to Get the Best Mortgage
Dear Dale,
We are beginning to look for a home and know we need to shop for a mortgage and get a prequalification. We are first-time home buyers, have steady stable jobs, decent credit
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How to Be Best Prepared to Apply for a Mortgage
Ten questions for mortgage loan processor, Anne Hiltunen
Getting a mortgage today is so much harder than two years ago. A potential homeowner or borrower has to jump through so many
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Are Bad Home Appraisals Killing the Real Estate Market?
The new rules for ordering home appraisals [for mortgage purposes] was established quite a few months ago. The rules were included in the Home Valuation Code of Conduct (HVCC). There
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Keeping Up With Dale Robyn Siegel: The New Rules for Mortgages
This is what the producers are saying: “The Virtual Book Tour has been fast and furious these past few weeks! There seems to be a huge amount of interest in the subject matter of
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Buying a Home in Today’s Economy
Buying a home can be an expensive challenge in today’s economy. The question is do we buy small and then trade up or rent until we can afford the high-end of living? Buying a home
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Is the FHA now using common sense mortgage underwriting?
FHA is loosening their requirements for borrowers going a little over board with what they should be spending on their mortgage. The lenders calculate what a person should be paying
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Operations Bad Deeds: Mortgage Fraud
A loan shark is a person or entity that offers unsecured loans at high interest rates to individuals, often backed by blackmail or threats of violence. Mortgage fraud is defined as
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