Ring in the New Year right!  Perform your own financial checkup……     At the end of each calendar year, I complete my own personal financial statement. It can be a simple own
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  In order to protect themselves from fraudulent appraisals and inflated values, FNMA and their lenders are instituting a new appraisal ordering process. Many states, including
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  Yes, you may pull the equity of your house to pay off your ex!   The banks will let you do this as a cash-out refinance up to 90% of the home value, instead of the normal 80%. This is called
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Thanks to an unknown server problem, Go Daddy has kept me in the dark.  We are back in business and ready to go- with a different hosting company.  Happy Holidays and come back Monday
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Getting a rate today is like shopping for a car.  You start with the basic stripped down model and then you build from there.   What do I mean? It goes like this, when you hear the advertised
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 As I never advise clients to do, I am now telling them if they have fear of losing a job, have little money saved and own a home, consider draining the equity in your house FAST. While
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Yes, rates have crept down today.  No, they did not go to 4.5%.  No, they are not lower than they were on November 25th. Will they go lower?  I don’t know.  Should you lock in? 
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As the market opens higher on Hope and Obama happiness, mortgage rates increase.  All the Fed fluff about rates going down to 4.5% and mortgage activity increasing has done nothing
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I try not to watch too much television except for Grey’s Anatomy, Entourage and waiting for Lost to come back on.  I do watch all the cable news networks and am great at reading the
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The Bankruptcy policy is changing a bit for mortgage lenders.    Understanding that more people will be declaring the big B over the next year …or two, FNMA wants to make it a little
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