Pros & Cons of Credit Unions
Special Report Thursday

A record number of Americans switched their accounts from banks to credit unions recently. Credit unions offer a number of benefits that may not be offered by banks, such as lower usage fees and improved customer relations.
While there may be a number of advantages of removing your money from the big banks, credit unions also have their own set of disadvantages. It is important to assess the pros and cons in order to determine the best choice for your banking needs.
Downsizing Options and Storage Solutions

You might have thought that storage rental was just for people who had too much stuff and didn’t know how to part it with it, but in fact there is actually a wide range of reasons why you should consider renting a storage unit.
Living in a smaller home will almost always save you money, and many people say that it also saves them time in maintenance and general upkeep. Self-storage companies let people live in smaller spaces while still being able to store their larger possessions. Here are some other reasons that illustrate the value, convenience, and advantages of storage rental:
Mortgage Forbearance Will Be Offered To Unemployed
Mortgage Monday
Fannie and Freddie will allow qualified homeowners to negotiate a “timeout” from making mortgage payments early 2012. The borrower will be allowed to create a forbearance agreement with the servicer and not make their mortgage payments for up to twelve months.

Are You Thinking of Living in North Attleboro
Realtor Thursday
A conversation with Tiffany Chapdelaine Wetherbee, Realtor® with Kensington Real Estate Brokerage in Attleboro, Massachusetts
North Attleboro is a very nice town to work and raise a family in, I have lived here all of my life and have no intention of ever leaving. My hometown is rich in history. North Attleborough is the birthplace of the jewelry industry and celebrated its centennial in 1987. The North Attleborough Historical Commission and society help to preserve the past for the benefit of current and future residents.

Five Things you need to Know about the new Fannie Refi- Plus Mortgage
Mortgage Monday
The Fed, in hopes of relieving many homeowners from the pains of foreclosure and many banks from the waste of foreclosing, has created an even more aggressive refinance program. This program which came into play a few weeks ago was created to assist even more people refinance their mortgage when their home values are too low for conventional financing. The consumer buzz is that anybody can get a mortgage now with ease. The industry buzz is still about the guidelines and if a borrower qualifies for the program. Below are five fallacies that might disqualify you from the program.

Are You Thinking of Living in Maui, HI?
Realtor Thursday
A conversation with Billy Jalbert, Principal Broker / Owner, The Maui Real Estate Team, Inc.
Maui is a truly spectacular vacation destination and is often voted the “best island” in the world. What many people do not realize is that Maui is a pretty big island and that there are a multitude of communities and climates to suit most types. Rather than try to extol the virtues of Maui as a whole, I opted to introduce you to one of the lesser known communities, Pa’ia where I live and work.

MLK, Jr.
Mortgage Monday
MLK, Jr. Day is a bank holiday…….

So we went biking!

Are You Thinking of Living in Cedar City, UT?
Realtor Thursday
A conversation with Tony and Darcy Cannon-The C Team--realtors with RE/Max Velocity Realty of Cedar City, UT.
Cedar City is located about 185 miles north of Las Vegas, Nevada and 250 miles south of Salt Lake City, Utah, along Interstate 15. The elevation of Cedar City is 5800 feet above sea level. The population is around 25,000. We are home to Southern Utah University, the Utah Shakespeare Festival and the Neil Simon Festival.

iStopOver.com – The Short-Term Rental Website Used for the Long Haul
Technology Tuesday
For those looking to travel, it is hard to not deal with expensive rates and real estate property prices in different cities. But with all these rental companies, how can you decide which one is the right fit? We will help you skip that step by recommending iStopOver, the real estate social network that provides rentals for family vacations, business trips, and the occasional bachelor party in over 16,000 cities across the world. With hosts posting hundreds of listings per week, iStopOver provides accommodations for different kinds of people on a range of budgets.

With featured homes and apartments posted by hosts, it shows members what would be the next fun place to stop by and relax. The website personalizes its apartments and rentals choosing specifically for you what you want in your next transaction. There is also a WiseAsk! Application included within the site that provides valuable features that are based on particular hobbies and activities.
Happy New Year
Mortgage Monday

We will like to wish all of you a happy and a healthy
New Year and a lovely day off from work, banking and blogging!
Let 2012 be a really great year for all!
-Dale Robyn Siegel
More Articles...
- Are You Thinking of Living in Kiawah, SC?
- Happy Holidays
- Are You Thinking of Living in Charlotte, NC?
- Organize Now! A Week-by-Week Guide to Simplify Your Space and Your Life
- What the Experts are Predicting for Mortgage Rates in 2012
- Are You Thinking of Living in Santa Fe, NM?
- Can you refinance a home you just purchased for all cash?
- Are You Thinking of Living in Wellesley, MA?
- TheNextStepRealty.com - Where Skipping a Step is Encouraged
- Did your mortgage loan officer renew their license?
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Dale Robyn Siegel
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