A client asked me if they qualified for the $8,000 tax credit if she and her husband bought a home together. She already owns a home and he would be a first-time homebuyer.   The rules
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    When refinancing a mortgage these days, it seems to be not who you know, but WHAT you know!   The days are over when you heard cocktail conversations like: “you have got to call
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        Many people get paid as part salary and part bonus income. To the employee, it does not matter as long as it all adds up at the end, to the employer it is calculated differently
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    Now that the real estate and mortgage markets have totally collapsed, it is a good time to really ponder what kind of people you are dealing with when getting your home loan. Quite
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No, the government and Wall Street are not quite done with the mortgage crisis and lenders will continue to make it more difficult to get a home loan for the average borrower. But they
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  The new appraisal requirements invented and regulated by someone in government is basically the same old same old. The big change is that the appraisals are done blindfolded, take
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Getting an education is one thing, paying for it was always another thing. Even more so, applying and being approved for a mortgage with outstanding student loans puts you into a whole
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        As expected, the doom and gloom continues with banks going out and shutting down. This could be just part of the mortgage fix and get better program, but it is still really depressing.
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