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Monthly Archives: March 2009

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David Meerman Scott opens the NASDAQ

Sometimes you just gotta have fun!   My friend, David Meerman Scott, is an author and well respected PR expert. His book, The New Rules of Marketing and PR (Wiley: November, 2008),
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Home Affordable Refinance: What is it?

As the information about the government induced mortgage modifications becomes available I will be issuing bulletins on the government regulation as well as the lender interpretation
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Mortgage Approvals Decline; Rates still high.

Today’s headline: Mortgage applications jump; rates at record low!  Let me revise that, please. Mortgage approvals decline, rates still high!   Here is the problem: the media,
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Locking in a mortgage rate in a hurry

Locking in a mortgage rate in a hurry   Locking in a mortgage rate in hurry can be a stressful decision for the borrower and loan officer. This week, the rates dropped dramatically Wednesday,
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Mortgages Rates Lower- for how long?

Yes, rates went down yesterday- big time! If you heard the radio and TV news, read blogs or went to a cocktail party, you would know that the Fed infused (more) money into the Treasury,
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Legitimizing the Mortgage Industry

  The mortgage industry has received much of the blame for the real estate bust over the past year-or three. There have been many re-writes of regulations to tighten the fraud and corruption
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Dale Siegel: Finish the Week out Right!

  Could this be the first feel good week we had in a long time? Almost uneventful and certainly non-stomach-churning!  We can almost whistle on our way home tonight and wow…. have
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Homeowner’s Affordability and Stability Plan

    Under the new Homeowner’s Affordability and Stability Plan (HASP), the government is allowing certain qualified homeowners the opportunity to refinance their current
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What does a foreclosure do to your future?

In order to obtain a mortgage from the average bank, you need to have a job, show the money available for the down payment, closing costs and reserve fund to make future payments. You
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Getting a Mortgage: 10 things you need to know

10 musts for getting a mortgage are as follows: 1.    You must have a job- really 2.  The banks will usually want to see your tax returns and they will verify them with the IRS 3. 
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