Technology Tuesdays

Money.Strands.com was launched in March of 2009, creating one of the most beneficial personal finance websites of all time. Naturally people without their own accountant will likely need help with their finances. This is where MoneyStrands comes into play. Giving users a free tool to manage their money online is the biggest selling point of this website. When visiting this website users will be able to enter in their bank information so that they can track all of the money going in and out of their account. For people that need help managing their budget and remembering when to pay the bills, Money.Strands.com will be a large asset.

There are a lot of personal finance tools available online, such as Mint.com, but they cannot even compare to MoneyStrands. A feature that really stands out is the ability to automatically have the website upload your account information from your personal bank account. There are vast numbers of banks that are available to be accessed for automatic bank updates to their account. Users that may belong to a smaller bank or credit union do not have to worry because they will have to option to manually upload their data. The manual upload feature can also be used for people that do not trust giving their bank information online, for security reasons.

With the large amount of Americans today that live paycheck to paycheck, Money.Strands.com may be their only source of helping to manage and save money. The Bills Calendar feature is a great addition to the website, keeping users more organized with their bills. Putting important dates on your Bill Calendar will help the user be reminded not to spend money senselessly because of a forgotten bill. For users that receive emails to their phone, or at least view their emails on their computer, they will be happy to know that bill reminders will be sent to them via email. This way, users will never be able to forget when an important bill must be paid.

The Budgeting Wizard is perfect for those irrational spenders out there. If you cannot afford a real personal finance assistant, then the Budgeting Wizard is your next best bet. This feature will help users build a custom spending plan, which will be based off of the expenses and income of the person.  This can be one of the most helpful tools of the whole website, especially with the 12-month view that is available. Being able to see the whole year’s calendar gives the user the chance to see where they are allowed to cut money. By doing so, users know exactly what amount to put aside each month to start living comfortably knowing they have some backup money.

For being a free Personal Finance tool, Money.Strands.com happens to be better than programs that are available in the price ranges of $100. Everyone should give this website a shot, and see how it may change the amount of money in your bank account. You can find the free Money.Strands.com iPhone app here as well.

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This guest post is part of our Technology Tuesday Series. We seek out the latest and greatest technology companies out there whom we feel offer cutting edge products and services to consumers. Our readers are interested in the financial and real estate industries as consumers and professionals. If you feel that you or your company has something wonderful to offer and would like to write about it, please contact us at liz@dalesiegel.com