I went to a seminar yesterday to learn about the ever changing rules and guidelines in the mortgage industry. Among the many guidelines reviewed and stuck in my mind, one in particular made me want to shout out: “What about Carrie!”

Apparently, FannieMae (the largest purchaser and servicer of mortgages in the U.S.) deems one borrower riskier than two.  This might leave out many of the single woman would-be homeowners to come.  According to FNMA study, they predict that 31 million woman will be homeowners by 2010.  This is about 28% of all U.S. households. If FNMA adds in an extra layer if risk for being unmarried, widowed, divorced or not shacking up what will become of their own projections? What kind of compensating factors will these women need to provide in order to get the same financing allowed if she was a “couple”. Lots of shoes is not an asset.

I was not able to go to the London premiere of “Sex In The City” due to a conflict in my travel schedule and am staying away from bootleg videos and lifted outlines in the internet.  When you view the trailer below, does it not seem that there is a chance Carrie does not marry Big? 

Well then if she does not marry Big and is destined to be single in the City her entire life, how will she be able to buy a home on her own? And where will she put all those shoes!!

 

Dale Siegel