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  • The Second Home Market Turnaround- Yet?

     If you are thinking of buying a second home, weekend home or vacation home, is it time yet? I recently interviewed Peter Amendola, a real estate agent with Paula Redmond in Dutchess County New York. This area a mere hour and half drive from New York Cit...
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  • Did you check your credit union when shopping for a mortgage?

    Credit unions might be the sleeper of mortgage providers currently out there. A credit union is an institution that functions as a bank, but on a smaller and more concentrated level. Credit Unions are regulated and their guidelines dictated by the Natio...
  • Loan Modification as an Alternative to Foreclosure

    We hear so much about people losing jobs and houses to foreclosure these days. Many people are losing homes because they are over extended to begin with, but others have had a temporary setback and just need a little help. Often, when there is job or inco...
  • Loan Modification as an Alternative to Foreclosure

    We hear so much about people losing jobs and houses to foreclosure these days. Many people are losing homes because they are over extended to begin with, but others have had a temporary setback and just need a little help. Often, when there is job or inco...
  • Mandatory Mortgage Education

    After spending a good part of the last month, teaching classes, taking classes, studying endless hours and finally take two exams to be licensed as a mortgage loan officer (after 20 years of actually doing it), I am back- with a vengeance. What is my new ...
  • Senator Merkley Makes Breakthrough in Mortgage Guidance

    Dear Senator Merkley, Thank you for making an amendment to include guidelines that already exist in the mortgage industry. I have highlighted in yellow, those areas you claim fame to that already exist (see below). These provisions you so thoughtfully c...
  • Use AutoPayment Feature to Avoid Penalties and Increased Interest Rate on Credit Cards

    I received my Chase MasterCard bill in the mail today. I am one of those people that review the charges line by line, the interest rate and my reward miles. I must have been bored, because I really analyzed the bill and all of the new disclosures the bank...

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