Filter  MonthJanFebMarAprMayJunJulAugSepOctNovDec Year20002001200220032004200520062007200820092010 5101520253050100All Filter

• Where did Fannie Mae come from?

  Created: Monday, 28 September 2009

  Born from the Great Depression, the government created a facility to buy loans from troubled or frightened banks. After an 87% default rate on home loans, local banks were terrified to lend money to anybody and the housing market became stagnant. Unable ...

• Employment and Continued Income Requirements Increase for Certain Mortgages

  Created: Friday, 18 September 2009

    I just read a memo that a large national lender increased its employment and income requirements for high-balance conforming loan amounts ($425,000-$729,750); which means that more changes will follow. Changes, I assume, more lenders will also make...

• Rental loss insurance for 1-4 unit mortgages

  Created: Wednesday, 16 September 2009

  When owning a 2-4 unit home, as an investor or owner occupied, the borrower typically needs to be covered for loss of rental income. This insurance can cover the income lost in case of the building burns down and needs to be rebuilt or even if a tenant m...

• New Speaker Bureau Signs Dale Robyn Siegel as Mortgage Expert

  Created: Monday, 14 September 2009

  Now that I am a published author and busy expert speaker, I felt it was time to be represented by a professional! After considering different options, I decided to be represented by WomenCentric® - a boutique promotional portal, training and inspiratio...

• Freddie Mac Relief Refinance Mortgage Program

  Created: Tuesday, 08 September 2009

  If you recall, part of the government overhaul of the mortgage industry was to allow homeowners to refinance their current mortgage in order to lower their monthly payments. There were three major rules to follow: (1) the loan had to be owned by Fanni...

• Due to heavy rain: mortgage lenders increase flood insurance

  Created: Wednesday, 02 September 2009

  Yes, it was a soggy, rainy summer all across the nation. Surely it ruined many a weekend at the Hamptons (if you go there- I do not). If you had deadline to finish a book looming overhead, well then this was a perfect summer (mine). Be that as it may, the...

• The New Rules for Mortgages: book now on sale

  Created: Tuesday, 01 September 2009

  After months of writing, rewriting and rewriting again, my book has finally gone on sale at all major bookstores and (of course) on Amazon. Based on current mortgage guidelines, the information is quite current and very revealing. This is what they are s...